Terms of Service
Last Updated: October 26, 2023
Welcome to FinLitPro! These Terms of Service ("Terms") govern your use of our website located at [Your Website URL Placeholder] (the "Service") and any related services provided by FinLitPro. By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service. Please read them carefully.
1. Use of Our Service
FinLitPro provides educational content and resources related to financial literacy. This Service is intended for personal, non-commercial use. You agree to use the Service lawfully and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Service.
You must be at least 18 years old or have the consent of a parent or guardian to use our Service. By using the Service, you represent and warrant that you meet these age requirements. We reserve the right to refuse service, terminate accounts, or remove or edit content in our sole discretion.
2. Accounts
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. Usernames may not be offensive or infringe on the rights of others.
3. Intellectual Property Rights
The Service and all its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of FinLitPro and its licensors. The Service is protected by copyright, trademark, and other laws of both [Your Country Placeholder] and foreign countries. Our trademarks, trade names, logos, and trade dress may not be used in connection with any product or service without the prior written consent of FinLitPro. Any content you submit to our platform (e.g., forum posts, comments) grants us a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute such content in connection with the Service.
4. Links to Other Websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by FinLitPro. FinLitPro has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that FinLitPro shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
5. Disclaimer of Warranties; Limitation of Liability
The information provided by FinLitPro on this Service is for general informational and educational purposes only. All information on the Service is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service. The Service is not intended to provide, and should not be relied on for, financial, investment, legal, accounting, or tax advice. Before making any financial decisions, it is important to consult with a qualified professional.
Under no circumstance shall FinLitPro, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose. Your use of the site and your reliance on any information on the site is solely at your own risk.
6. Indemnification
You agree to defend, indemnify and hold harmless FinLitPro and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.
7. Governing Law
These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction/Country Placeholder], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.
8. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.
9. Contact Us
If you have any questions about these Terms, please contact us:
- By email: [email protected] (Placeholder)
- By visiting this page on our website: ./contacts.html
- By mail: 123 Financial Literacy Ave, Knowledge City, USA 12345 (Placeholder)